Credit card

How To Get Instant Approval For Bajaj Finserv Credit Card Online

Getting a credit card these days is not as difficult as it used to be. In fact, you can even complete most of the application process from the comfort of your laptop or mobile device at home. If you would like to apply online for a Bajaj Finance credit card, this article will show you how to do so. The SuperCard offered by Bajaj in collaboration with RBL bank has become somewhat of a status symbol in certain circles (for example, the doctor’s RBL SuperCard), and you can start the application process for a SuperCard using the online route as well.

How Credit Cards Work

A credit card is a financial facility provider service that allows users to pay for goods or services on instant credit. Depending on the individual’s income and repaying ability, the amount of credit used varies from person to person. For example, you may be assigned a credit limit between 25,000 to 10,00,000 if your salary is between 35,000/month to 200,000 per month. As your salary increases over time, so can your credit limit.

Credit cards such as the Bajaj Finance RBL cards are useful because you can pay for a product, even convert it into easy-to-pay EMIs, AFTER you have the product in hand. This allows one to start using a product or service before you have the entire funds to do so – because you do, on credit!

Follow These Simple Steps To Apply For A Bajaj Finance Rbl Supercard Online

Go online to the Bajaj website – Apply online for Bajaj Finserv Credit Card. You will be prompted to enter your mobile number. Do so to begin the credit card online application process, as the company requirement is to verify your mobile number before continuing.
Once you have submitted your mobile number, you will receive an OTP code on the number. Submit the OTP in the box on the Bajaj Finance website, and your number will now be verified to continue the SuperCard application process.
At this point, you may see a pre-approved credit card offer. This is usually the case if you have been a Bajaj Finance customer in the past and have already submitted the necessary documents. If you do see a pre-approved offer, make use of it. If not, continue the online SuperCard application process.
You will next receive a call from a Bajaj representative to set up a meeting to submit the necessary documents, which include proof of income, residence, and identity. These could be your pay slip or FORM 16, electricity or gas bill in your name and AADHAAR card.
As the last step of the credit card application process, you will get a visit from a Bajaj Finance agent to sign and submit the required documents. Do so, and your online application process is complete! Next, you can expect residence, identity, and employment verification for a few days. Once that is done, you will be alerted by SMS whether your application has been a success (or not). If it is successful, just sit back and wait for your new credit card!

Interest and Payback

Once you have successfully applied for a Bajaj Finance credit card online, sit back and wait for the card to arrive. You will receive a text message with the delivery tracking number of the courier, wherein you can check the status of your SuperCard delivery. Once you have the credit card in hand, do take the time to set a new secret PIN, which can be done online or at an ATM. This ensures that only YOU can spend using the SuperCard.

Use the credit card wisely. If you make payments on or before the monthly billing cycle end date, you will incur no losses in terms of interest. If you do not make timely payments, the interest of around 40% annually is levied on the overdue amount. This can compound itself to an unreturnable amount if neglected for long periods. Also, not making regular payments will have a negative impact on your CIBIL credit score, making it impossible to get another card or loan for a long time to come.


Applying online for a Bajaj Finance credit card takes only a few minutes and can also be done guided with the help of a phone banking officer. Once the application has been made, track the status of your SuperCard using the tracking code provided to you over SMS or email. Using a credit card has many benefits, provided you make timely repayments within the due dates to avoid interest and penalties. Pending amounts can compound into heavy losses unless payments are made on time.

By Michael Caine

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